Will homeowners insurance policy cover the cost of repairs for damage from a leaking toilet?

Question Details:

Bought home about 10 years ago that had a toilet with marble cemented around the toilet base. When preparing to paint the adjoining bedroom it was discovered that the wallboard was moist. When investigated it was determined that the toilet had been leaking under the cemented in marble and had deteriorated walls and it appears black mold is present. Is the replacement of the wall materials and removal of the mold covered by the normal homeowners policy?

Joel Westbrook / Miles & Westbrook Answered 9 years ago | Contributor
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