If you have uninsured motorist coverage on your auto insurance policy, you can file an uninsured motorist claim with your company and receive compensation for the property damage to your car.
If you have uninsured motorist coverage, your auto insurance company will sue the at-fault party to recover the amount it paid on the claim.
If you don't have uninsured motorist coverage, your only recourse is to sue the at-fault party for negligence. Your damages (monetary compensation you are seeking in your lawsuit) would be the cost of repairs to your car (property damage). After obtaining a judgment against the at-fault party, the judgment can be enforced with a wage garnishment.
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