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What do I do if our insurer denied our claim for after a fire?

Question Details: We were denied by out homeowner's insurers. It said that one of us burned our home down and withheld a home computer. We did not burn our home down and there is no motive for it. We also did not withhold our computer; we lost parts of it when we took it apart to save pictures and it was missplaced while we had to move. We are still unable to find them; we think that they got tossed or donated.

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