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New Vermont Collections And Debt Legal Questions & Answers

If payday loans are illegal in your state, do you have to pay them back?

The best thing for you to do is to contact your State Attorney General's …

FreeAdvice Contributing Attorney answered 8 years ago

Is it legal for a business, under threat of civil action, to demand full payment for an order that was never picked up?

No, it is not extortion.  Extortion would be their threatening you without any right …

FreeAdvice Contributing Attorney answered 8 years ago

Can a bank make me pay off a loan after I've already paid it off because they lost the payment?

Legally, once you have paid a lender or creditor, you have fulfilled your obligation. …

FreeAdvice Contributing Attorney answered 8 years ago

What legal action can I take for unlawful collection practices?

Something called a "payday loan" is not automatically illegal.  Loans that have too high an interest rate …

FreeAdvice Contributing Attorney answered 9 years ago

Can I find out who used my name to obtain a credit card?

Try contacting the credit card issuer. Explain to them (and to any collections agency …

FreeAdvice Contributing Attorney answered 9 years ago