What can I do if the Insurance company said the person who hit my car only has $10,000 property damage and my car is worth more?
Question Details: The insurance company of the at fault driver looked at my car and said it is total loss. However, they said their client only has $10,000 in property damage liability and my car is worth more than $10,000. They said the claim not not go through.
You can sue the at-fault driver for any amounts in excess of his insurance coverage. His liability, or responsibility to pay, is not limited by his insurance. He would have to pay any amounts over his insurance personally, or out of pocket.
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