What are my fiancé's rights if he was in a motorcycle accident and called his insurer to make sure that he had medical coverage and was mistakenly told by the agent that he did?

Question Details: They told him to go to the ER. While we were there another agent called saying she heard the recording when he called previously and that he actually was not covered. Is there any legal recourse we can take to make them pay for his medical bills?

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