It means that the Trustee that was appointed and the Judge did not allow him to proceed in bankruptcy and/or denied his plan and/or petition. That could be for many reasons: fraud, hiding assets - many reasons. It is possible that you were a joint account holder on one or more of the debts that he wished to discharge and that is why you are getting that notice as well. Or maybe he listed a debt owed to you that could be discharged on his petition. You should look in to it. Good luck.
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