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What type of settlement should we get if my 2 year old daughter fell about 8 feet into an oil changing pit at an oil company?

Question Details: It wasn't covered. She had very bad bruising, cuts, and scrapes on her face, eyes, neck and legs. The bills total were about $3800. The oil company's insurer paid the bills and are ordering me a $2500 settlement. Is this fair? I thought the settlement was suppose to be 1.5 times the amount of the bills. My daughter still has scarring and it's been over 2 months.

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