Is there a way to get creditors to reverse adverse information reported to the credit bureaus in order to raise your score?

Question Details: I have charge offs and collections on my credit report due to financial difficulties and would like to knoe if there is a way to have creditors reverse the information. Is it possible to get them to give me a break because unless I can get a mortgage I will never have extra money to pay off these debts. I have tried a firm that specializes in cleaning up credit reports but they have not succeded in diputing items on my reports.

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