In reaffirmation of debt shouldn’t the creditor upon approval of reaffirmation continue to provide billing/invoicing of said debt? What can I do?

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In reaffirmation of debt shouldn’t the creditor upon approval of reaffirmation continue to provide billing/invoicing of said debt? What can I do?

I reaffirmed with Dell Financial services, they now refuse to send a statement of amount owing and refusing because they say bankruptcy does not allow them to “collect” a debt, and that sending a statement is trying to collect?. My bankruptcy has been discharged and we have moved on financial. All other reaffirmations have and are sending statements on a monthly basis.

Asked on June 1, 2009 under Bankruptcy Law, Oklahoma

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

Then if they refuse, you can choose to not pay and risk getting into heavier debt or the smart thing to do: immediately contact your state attorney general's office and the Federal Trade Commission and file a complaint.


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