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What to do if 8 years ago I received a personal loan from a bank and used it to purchase a mobile home but later declared bankruptcy?

Question Details: I filed a bankruptcy 7 years ago but did not reaffirm the loan. However I agreed to make monthly payments on the balance owed. The bank has charged late fees and financial charges on a loan that was included in bankruptcy. Is this legal? About 3 years ago, there was damage to the mobile home and the insurance carrier refused to pay. The bank has added insurance to a bankrupt loan and state that I have to pay it. I was under the impression that I was paying the balance owed at the time of bankruptcy.

Monique Okoye / Vulcan Legal Group Answered 6 years ago | Contributor
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