If an old charged-off account is not listed by any of the 3 major credit reporting agencies, do I still owe a debt collector?

Question Details:

I was divorced in 2000. One credit card was to be paid off by my ex-husband. Now, 10 years later, I get a call from a debt collector telling me the account had been charged off in 2007 and they were going to collect this money from me. In 10 years, I have never been seen a statement or invoice and they think that I am going to pay something without any proof. What can I do? I checked my credit report, and it is not listed on any of them. Sears also issued me another card that has not been activated with a $6000 limit.

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