I was involved in an auto accident, not my fault. Insurance company isn't paying all of my rental car. Who do I go after?

Question Details:

I was involved in an auto accident. I drive an expensive luxury car. I am a full-time real estate broker, and I use my car for business purposes. The other carrier accepted liability and has been paying the claim. However they only want to reimburse a portion of my rental vehicle, claiming the difference is "excessive". I must have comparable transportation to operate my business. The other driver has a $30/day coverage for rental, but I am not their insured, so only their $100,000 CSL policy limit applies to me, correct? What do I do? I've filed a complaint with Dept. of Ins, but who do I sue?

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