What to do if I was contacted yesterday by a lady whom said she was with the state and she was an arbitrator who was collecting debt but I didn't ask for proof?

Question Details: She said that she would be pursuing allegations for a debt that I owed. Of course once she stated that legal action would be taken I wanted to clear it up. She said that she would need 50% of the debt. I told her i didn't have the full amount but I had 300. She took the payment and we set up a payment arrangement. After discussing it with my husband and looking online I realized I should have gotten proof of the debt first. Is it to late to still get proof of the debt before I proceed with future payments? Also, is it normal for an arbitrator to contact you by phone?

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