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Can the terms of a car purchase be changed after the fact?

Question Details: I purchased a vehicle a month ago from a dealership. A down payment was placed and contract signed with the understanding that I was approved for credit. I recieved a letter yesterday stating I was not approved and the terms of the contract must be renegotiated. Is this legal? I'm paying all I can afford already. Can I get my down payment back and return the vehicle? What are my options?

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