If I purchased a car with a high interest rate loan and was told that the lender was going to report to the credit agencies, if he hasn't what recourse do I have?

Question Details:

I bought the car 10 months ago. I was going to get the car refinanced but no one will do it. I almost want to give the car back to him. That was the only reason I got the loan. What can I legally do? Is this covered in the truth in financing act?

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