If I just received a note in the mail that I've been sued over a car accident I had last summer in which I was not insured, is filing bankruptcy a viable option?

Question Details: It's for the sum of $7000. I just turned 21 and I'm living paycheck by paycheck and am making monthly payments on a lot of debts. I can't possibly pay this anytime soon or even make any sort of sizable monthly payment on it. I've also been considering going into bankruptcy. What is my next step after receiving this notice What can they do to me if I don't have the money to pay?

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