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If I just received a note in the mail that I've been sued over a car accident I had last summer in which I was not insured, is filing bankruptcy a viable option?

Question Details: It's for the sum of $7000. I just turned 21 and I'm living paycheck by paycheck and am making monthly payments on a lot of debts. I can't possibly pay this anytime soon or even make any sort of sizable monthly payment on it. I've also been considering going into bankruptcy. What is my next step after receiving this notice What can they do to me if I don't have the money to pay?

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.