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I have an account past the 7 year statute of limitations. I have disputed with 3 of the credit bureaus, still remains on 1 of them. What should I do?

Question Details:

I have a disputed debit account w/ Alliant CU. It was once a credit card past due acct. back in 2001. However, in 2005 they changed it to an installment account with the same amount past due. This now extends my 7 year from 2001 to 2005. I did not open any installment account at all. 1 out of the 3 credit bureaus is still reporting the negative account. I have disputed with Transunion the only company showing the debt. The account shows opening in 2001 but will remain with the 2005 installment acct. I have told them I do not have an installment acct. What should I do?

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