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What to do if I'm being sued by a creditor after filing Chapter 7 bankruptcy?

Question Details:

I am being sued byan electronics store. I owe $7,000. I got my other debt discharged under chapter 7. My home was foreclosed, so I rent. I receive $2,000 per month off social security disability. This was my only debt not discharged. I signed a reaffirmation agreement, but misunderstood the monthly payment amount, thinking it was lower. When they take me to court, can they garnish my disability, and what can I do? I can't afford the reaffirmed amount.

Michael D. Siegel / Siegel & Siegel, P.C. Answered 8 years ago | Contributor
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