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How is it that I am resposible for a bank error when teller made mistake?

Question Details: I went to bank to make a withdrawal. I gave the teller my driver's license to pull up my acccount information. I asked for balance inquiry and account ID card. Then I received 2 account numbers, checking and savings. I was only aware of having a checking account so I believed the teller, after all she used my ID to get the info. I closed 1 checking account since I didn't need 3. The bank now says those accounts were not mine and is asking for sum $7500 back. I do not have this money and cannot get it. I thought my husband set these accounts up before passing last summer.

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