How do you cancel an insurance policy you never applied for?
I keep getting billed for 2 life insurance policies that I did not apply for. The company says they are aware of people fraudulently applying on-line using made up information and they are looking into it. Meanwhile I have gotten more than half a dozen correspondence from them over the last month for past due premium amounts on policies I never opened. I have made 3 requests that the policies be cancelled, and am still receiving them in the mail. Is there anything that I can do?
I am so sorry for the situation that has occurred. I would do two things here. First, I would contact your state department of insurance and report the incidents. Report them separately against the two different insurers so that you have a claim number or incident number for each of the open policies. I would also contact your state attorney general's office and speak with someone there on the matter. This may not be exactly consumer fraud under your state laws but I think it warrants their at least being aware of the matter. The department of insurance should be able to resolve the matter. If they can not then consider hiring an attorney to write a few letters for you. Good luck.