How do you cancel an insurance policy you never applied for?

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

How do you cancel an insurance policy you never applied for?

I keep getting billed for 2 life insurance policies that I did not apply for. The company says they are aware of people fraudulently applying on-line using made up information and they are looking into it. Meanwhile I have gotten more than half a dozen correspondence from them over the last month for past due premium amounts on policies I never opened. I have made 3 requests that the policies be cancelled, and am still receiving them in the mail. Is there anything that I can do?

Asked on August 11, 2011 Delaware

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

I am so sorry for the situation that has occurred.  I would do two things here.  First, I would contact your state department of insurance and report the incidents.  Report them separately against the two different insurers so that you have a claim number or incident number for each of the open policies.  I would also contact your state attorney general's office and speak with someone there on the matter.  This may not be exactly consumer fraud under your state laws but I think it warrants their at least being aware of the matter.  The department of insurance should be able to resolve the matter.  If they can not then consider hiring an attorney to write a few letters for you.  Good luck.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption