How do I get a certified letter of testamentary with no Will?

Question Details:

My brother passed away. He had cancer. His life insurance was split in half and the first half paid out early due to his terminal illness. It was placed into a bank account held by the life insurance company. They won't release it as part of his life insurance because they said it was already paid out to him. There is no will. We were told we have to get a certified letter of testamentary to designate an executor to access the money.

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