How can I be held responsible for debts that the man I live with already had?

Question Details:

The man I live with, has several loans, which he is filing bankruptcy on. We are not married and never have been. Some of the loans he had before we got together and some he incurred after we got together, however I have never signed my name on any of them and to my knowledge my name isn't on any loan at the bank, to whom he owes the loan to. The bank, however, has served me with the same set of papers as they served him, foreclosure, etc. His lawyer told him today that I am going to be held responsible also. To top it off, some of the debts are ones his ex-wife made years ago.

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