Your bankrupcty applies to all debts, except non-dischargeable debts (most student loans, taxes, etc). Once you are in bankrupcty, you can choose to re-affirm certain debts, or at the conclusion of bankrupcty, you can pay off the debts of your choosing even though they have been legally discharged (my recommended approach).
If there is anything else that you need, please feel free to give me a call.
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