Can I sue my insurer for denying my claim?
Question Details: I was in an auto accident in which I hit a deer; it ran off and I hit a pole after I hit the deer. The insurance company denied my claim stating that I have no proof of hitting a deer.
Yes, if you believe that under the terms of your policy, the insurer should have paid, you could sue them for "breach of contract" for not honoring their contractual (an insurance policy is a contract) obligations. You would have to prove in court that you did hit a deer (you can use witness, including your own, testimony to do this, and the court can rely on it if it finds it credible enough) and that under the terms of the policy, the insurer should have paid.
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