Can I be held liable for a bill if the account was opened under my SSN by my father when I was only 8 years-old?
My father opened a cable account under my social security number when I was 8 and had it until 05/09 la when he lost his job. Now that he couldn't pay it, collections are on me for the payment of $435. I didn't know of this until I checked my credit score a few days ago. Is the contract a legal binding agreement for me since I was under age? And do I have to press charges on my dad for identity theft for the company to take care of the amount owed in collections?
You do not write how old you are now. The general rule is that an infant--i.e. anyone under the age of 18--can void (or cancel) contracts made before they turned 18 within a certain time frame of turning 18. However, if they do not void the contract within the correct time period after turning 18, the contract is enforceable. Complicating matters further though is that the legal system sometimes gives people extra time to do things if they were unaware and could not have been aware of them until later.
However, fighting collections can be difficult if you don't have an attorney. For $435, you may wish to consider whether it is better to pay the debt rather than go to the time and cost of fighting it--especially if you are not 20 or more, and so did not challenge the contracts shortly after reaching your majority.