am i liable for the balance?
Question Details: My son (age 17) accidentally dropped a table onto my daughter's landlord's car and caused damage to the windsheild of the car. it was deemed an accident by the landlord as well as the police officer who investigated the incident. the landlord stated to my son before the officer as well as before my son-in-law that my son's responsibility was to pay the deductible of $500.00 and that her insurance would pay the remaining. my son paid her $200.00 in cash and i mailed her a check for $300.00 with the words paid in full on the check and was cashed by her.
I am a lawyer in CT and practice in this area of the law. You should not be liable for your son's conduct. I suggest that you take the position that the claim is paid in full and that the cashing of her check constituted an accord and satisfaction.
You might be. Often, insurance companies will "subrogate" for what they paid out. That means they will make a legal demand for reimbursement from the responsible party. They can come after you for the amount they pay out to fix their insured's car.