What to do if a legal collection agency has asked me to confer on a discovery plan and discuss settlement?
Question Details: My unemployment situation has not changed from the last time I spoke with the agency. My situation may soon change, but my top priority when I become employed, is saving my house. I told the agency that priority and that the debt settlement will happen after the house is settled. What are my options in dealing with the agency, as it is apparent they are seeking court action?
Hello. I urge you to confer privately with an attorney at this time. The attorney will advise you as to your rights, and provide legal advice as to what would be wise and prudent for you to do. The attorney will examine whether the collection agency is acting in a law abiding manner in all regards. If there are violations of law, you may be able to pursue remedies for damages and penalities, and reimbursement of attorney fees. You may phone my law firm on Saturdays and Sundays, as well as weekdays. This website provides general information and general principles of law and does not provide private legal advice. Some attorneys are available seven days for emergency legal needs. Many attorneys will confer initially at no charge. Then, if legal work is performed, some attorneys will provide a reduced fee for financial hardship. Some attorneys may also assist you in limited scope manner to conserve legal costs. All the best. Tricia Dwyer, Esq. Phone: 612-296-9666 DWYER.TRICIA@GMAIL.COM HTTP://DWYERLAWFIRM.NET DEBTOR CREDITOR LAW DEBTORS' RIGHTS LAW CIVIL LAW