Will the at-fault driver's insurance company eventually pay for my car damages?
Question Details: I ad an accident about 10 days ago. The other driver was at fault but was not listed on policy holder's insurance policy. The driver's insurer is handling the claim but I have been assigned 2 different adjusters who now say they are not adjusters? They asked me move my car to another tow yard but never called me back. The name of the appraiser has changed and become unknown again. We only had minor injuries and just need them to pay on the vehicle.
The at-fault driver's insurance may not pay, if this was a driver who should have been listed (e.g. a household member) but was not, since insurance is a contract, and insurers don't have to provide any coverage beyond what they were paid to provide--e.g. they don't have to cover other drivers who should have been on the policy but were not.
You could still sue the at-fault driver him/herself and also the car's owner (who is liable for what those persons he/she allows to drive his/her car do) for any costs, losses, or damages you suffered.