Why is my name not on the release regarding a settlement?
Question Details: My significant other and myself went to pick up our repo'd car after payment in full to the bank. We refused to sign the release of claims for damages per the bank, the employee of tow said, "I will light you up" and they would not let us remove the vehicle from the yard, stating if we do we would be stealing. We called the police, while waiting, the tow company proceeded to drive the flatbed in front of the only entrance and exit barricading us in the facility lot for 20-30 minutes. Now, in fear of getting "lit up", we are trapped in the lot once police arrived they made them move the flatbed and allowed us to leave. We called the bank and original tow company that dispatched the 3rd party and complained. They offered us a settlement, which we refused. It was ultimately sent to the insurance company, who settled for more due to damages of house driveway and vehicle. My name is not on the release they sent for signature, only my significant others. Does that mean I have to negotiate with the insurance for a settlement for me for false imprisonment, etc.?
Contact the insurance company and inquire if your name was inadvertently omitted from the release for the settlement agreement.
If it was not a mistake, then you will need to negotiate a settlement with the insurance company.
If you are dissatisfied with the settlement offers, reject them and file a lawsuit for false imprisonment against the tow company.