Whose insurance policy should a car be on?

Question Details: My parents just bought a car to give to my 18 year old son for graduation. They are the registered owners of the car, but the car for all other intents and purposes "belongs to" my son. The car will reside at his our home, not the home of his grandparents. Whose insurance policy should the car be on? My parents, who own the car, or my son's ours, who will be the primary driver of the car and storing it at our house? Thank you in advance for your help

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