Who is at fault in a multi-car accident, when it isn't a rear-end chain reaction?

Question Details: I was involved in an auto accident where I collided with the front end of another person's vehicle. Because the driver I hit suddenly stopped after the collision understandably, the driver behind them rear ended the car I also hit. Am I potentially at fault for the damage to the rear-end, even though the third driver should have allowed for ample stopping distance? I am an insured driver.

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