What steps should I take next and what can I expect regarding an accident in a rental car?

Question Details: I was driving a rental car and was completely stopped at a stop sign. It was early morning, storming out and visibility was poor. I checked before pulling out and out of nowhere hit a guy on a bicycle. I was not going fast as I was completely stopped at a stop sign, just pulling away. I thought I had the rental car insurance but didn't. I did not own a car so did not have my own insurance. There was a police report written up, no one was ticketed. The guy was shaken up but up walking around. He was a lifeguard so he knew the paramedic who showed up and one kept pushing him to take the ambulance to the hospital. There was minimal damage to the rental car, only a cracked grill and no visible damage to his bike. He said his knee hurt but was bruised from being caught between the car bumper and bike. Now I have an attorney contacting me asking for my insurance info which I do not have because I did not own a car at the time. If responsible, I do not mind paying what is owed but I do not want to get taken advantage of. I am not sure if I should speak to the attorney or get my own attorney. I am a woman who lives pay check to pay check and I do not own anything. I have had a very rough few years and I am trying to get back on my feet. I just need to be pointed in the right direction on what steps I need to take next?

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