What legal rights does a person have if they are not on a title to a house but have paid the mortgage for over 20 years?
Question Details: The house was purchased for a relative to live in over 20 years ago and they agreed to pay the mortgage. Another relative paid the remainder of the mortgage and is trying to get the title in their name. Can this be done? The title is in my husband's name and his ex-wife. They bought a house so the aunt could live in it.
Being on a mortgage or paying the mortgage for someone does NOT give you title to the house. People can and do pay for others (e.g. family members) without becoming owners: it would take a written agreement that in exchange for paying, the payor will get title in order for him or her to get it (agreements affecting ownership of real estate must be in writing). Furthermore, the payor cannot even sue for the money paid unless there was an agreement to repay which was violated: voluntarily paying on behalf of another ("gifting" money or payments to them) does not obligate the other to repay in the absence of an agreement. So any rights the payor has will depend upon what had been agreed to before they made the payments.