What is my recourse regarding a borrowed car that was never returned?
Question Details: My husband loaned his car to friend to run an errand. However, the car was never returned after 30 plus days. The police won't consider the car stolen. The insurance company won't act without a police report.
Sue your "friend" for the current value of the car and/or for a court order that he return it. If--as you presumably will--you win in court you will get a court order that he return the car or pay you its value, and also a court determination that he stole it. If he still doesn't pay, you should be able to use the court judgment as evidence of theft to get the insurer to pay (assuming you have theft insurance). You could also look to garnish his wages to recover money from him. When you sue him, also sue for any additional costs this has caused you (such as if you have had to rent a car or take mass transit or Uber), and or for the value of his use of the car (I.e. for an amount equivalent) to what he would have had to pay to rwnt a similar vehicle).