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What is a condo association's obligations for repair to the interior of a unit that was caused by an outside source?

Question Details: A defect developed in a section of my condo's new laminate flooring that turned out to be the result of termites. My insurance agent said that since the invasion came from the outside the HOA bore responsibility. I saw HOA management who said they would have an exterminator take care of the infestation but I would have to fix my floor. The extent of the damage has not been assessed yet and it could very well be extensivebeing they surfaced smack in the middle of the floor. Assume standard by-laws and constitution.

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