What does bonded and insured mean for a cleaning business?

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What does bonded and insured mean for a cleaning business?

If a cleaning company
comes to my home and
breaks a wider line
while they are
cleaning, causing
damage, they call a
plumber and inform us
after the fact. Who is
responsible for the
plumber bill and the
damage from the water.
We were not home and
did not tell her to
call a plumber.

Asked on June 3, 2018 under Business Law, Nebraska

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Anyone who damages your property through their fault--that is, by either intentionally damaging it, or through being negligent or careless--is liable for the cost to repair or replace the damaged item(s). In the situation you describe, since it would be negligent to break a water line while cleaning, the cleaning service would be liable for all costs or damage resulting from their careless act. If they will not voluntarily pay (such as for the plumber bill), you could sue them for the money.

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Anyone who damages your property through their fault--that is, by either intentionally damaging it, or through being negligent or careless--is liable for the cost to repair or replace the damaged item(s). In the situation you describe, since it would be negligent to break a water line while cleaning, the cleaning service would be liable for all costs or damage resulting from their careless act. If they will not voluntarily pay (such as for the plumber bill), you could sue them for the money.


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