What are the legal action can actually be taken against me regarding a car accident and personal injuries?
Question Details: Less than 6 months ago, I hit a pole with my uninsured vehicle and 3 other people in my car. It went unreported as the vehicle was uninsured. We drank a little before we got into my vehicle. I was sobered up mostly when my U-turn went wrong and I hit a pole. Recently, one of them came and outright asked me to pay them because they claim they pulled a muscle in their back. I asked her not to contact me and blocked her. She messaged me on social media after blocking her and I remained steady with telling her not to contact me and blocked her. From there she had another person who was in the car contact me as well and I have not responded. She said they filed a police report. I am curious as to what can be done against me and if I should hire legal representation.
You are liable for your passenger's medical bills, pain and suffering which is an amount in addition to the medical bills, and wage loss.
Compensation for the medical bills is straight reimbursement. Compensation for pain and suffering is determined by the medical reports which document the injury and treatment. Compensation for wage loss is straight reimbursement.
Since you were uninsured, your passenger will probably sue you for negligence. A judgment against you can be enforced with a wage garnishment. When there is a monetary judgment against you in this matter which you can't afford to pay, you can file bankruptcy. Chapter 7 bankruptcy is straight liquidation which will eliminate that debt.
It will be difficult to find an attorney to represent you in the auto accident because you were at fault and were uninsured.