What to do regarding a debit card that was used to purchase items that I did not authorize?
Question Details: I gave a friend my debit card to go to the store to specifically get milk. She never returned. That was 3 days ago. And she charged $6,479.81 on it before the bank opened on Monday and I could cancel the card. The police tell me that I can't press charges.
The officer you spoke to is wrong: this is theft (specifically, a form of theft called "conversion": taking money belonging to another and entrusted to you for yourself without permission). Go to a higher-up at the police department and ask to file charges. If the local police still don't care, try contacting the prosecutor's office directly and asking for help--again, this is clearly theft. Also sue her for the money: you could sue in small claims court, at least for an amount up to the small claims limit, as your own attorney or "pro se"; or you could hire a lawyer and sue her in "regular" county court for the full amount (but then will have to pay lawyer fees).
You are liable for the funds, unfortunately: there is no fraud protection on debit cards, the way there is for credit cards. In the future, *never* given anyone your debit card.