What kind of reimbursement to expect for a car accident with no injuries?

Question Details: My vehicle was involved in an accident; I was not in the car. The at-fault party's insurance company is telling me that they don't make payouts for loss of work. Also, it took 2 weeks for them to get me into a rental vehicle, plus there was the inconvenience/stress/suffering, dealer fees and costs associated with needing to purchase a new vehicle. The car was a total loss. This does not seem right to me but perhaps I am wrong?

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