What to do if I was not covered at the moment an accident happened?
Question Details: I had an accident and my insurance policy was cancelled at that moment and the person that I had the accident with claimed to my current insurance company but I wasn't covered at that moment so now I need to pay the insurance company back but they sent me a 7 days notice to pay or they will cancel my tag and registration and also my license.
Since you were not covered at the moment of the accent, you were not entitled to coverage; therefore you have to repay any payments made by the insurer for you. They are entitled to take action against you if you do not pay, but they would rather have the money thant spend their own time/money punishing you. Negotiate a payment plan with them--the most aggressive one you can possibly meet.
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