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What can I do if my insurance company may want to pursue a claim against someone but I don't?

Question Details: A couple of days after Christmas, my daughter fell off of the neighbor's new hoverboard and broke her wrist. Now my insurance company wants more details on the accident to determine if another party is responsible for the medical treatment. I don't want my neighbors to pay my daughter's medical bills. The situation could have just as easily been in reverse. I don't want the injury to have a negative impact on their homeowner's insurance or our relationship, for that matter. I don't feel they are to blame for her injury.

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