Is there a way for me to return a commercial vehicle without ruining my credit?
Question Details: I purchased a commercial dump truck 8 months ago. According to the paperwork that I signed during purchase, the truck is supposed to have a Cummins engine. I have recently found out that it does not. Is there any way to have the dealership take the truck back?
If you were provided documentation before purchasing (i.e. before signing the contract of sale) stating that the truck had a Cummins engine and you based your decision to buy the truck at least partly on that, then they committed fraud: the misrepresented (misstated or lied about) a material or important fact, upon which you reasonably relied, to induce or cause you to buy the truck. Fraud provides a basis to void, or undo from the beginning, a contract or transaction. You could return the truck and get most of your money back (they would be allowed to keep a reasonable amount for the use you made of the truck and mileage/wear you put on it).
Ask them to take it back first: maybe they will, or at least offer you enough compensation that you elect to keep the truck. If not, sue them for fraud.