Is it fraud if your agent knows that your garage isn't going to be covered but doesn't tell you?

Question Details: We bought our house and our agent told us that an inspection showed that because our shingles were starting to curl that it would not be covered for wind or hail. We had to sign a waiver that said we knew this. Fast forward 4 years we had a micro burst go through town and damaged our garage. Our agent informs us that the same inspection that said our roof was bad, said our garage was to old to insure. Our agent never said a word to us at the start that our garage wasn't covered and conveniently we didn't have to sign a waiver on the garage. Can they legally do that? Is there anything we can do about this?

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