What can I do if my insurer won't cover damages to my car even though I had full coverage?

Question Details: I had full coverage on my vehicle and my daughter was driving; she stopped at a 4-way stop sign and she was already in the intersection and a big truck rammed into the rear wheel and back driver's side door. The police were called and the officer didn't cite the other driver but explained to me the way they put it in the police report as car 1 and car 2, he was car 2 and at fault. He said that's how the insurance will read it. I had car towed thinking it wouldn't be a issue and come to find out they wouldn't cover her because she wasn't rated, even though she had an accident prior to this about 1 1/2 years ago. They would not cover anything so I had to pay $500 out of pocket to get the car released from the collision center. The claims guy said they would try and help see if any places around the accident had cameras but they did nothing for me. The other driver's insurance company would not cover the damages. They didn't even do a investigation they didn't call my daughter or anything just denied they would fix it. It was clearly the other driver's fault; if my kid pulled out in front of him damages would have been to the front side of my car not rear as she was already in intersection. I am stuck with these damages to my vehicle now and my insurance did nothing for me. Is there anything that I can possibly do?

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