What to do if I'm being sued over a fender bender for $45,000 while driving for Lyft?

Question Details: While doing Lyft I rear ended an uber driver going over a hill street and traffic was backed. We both had passengers. It was just a fender bender and we exchanged insurance. Then we continued on our way working. Now, after 8 months, I get a summons suing me for $45,000. He got a lawyer. I have 20 days to response to the Regional Court. Besides contacting Lyft and my insurance, do I look for a lawyer? Obviously this guy is a fraud. What can I do?

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