If my parents drive under my dad's dealer insurance for his vehicles, can they add me to his plan?

Question Details: I am a newly licensed 17 year old driver. My dad owns a car dealership and he has dealer insurance covering all the vehicles under his name. My family adds to the plan and drive their vehicles under than insurance. Can I be added to it or if I'm going to be a driving a vehicle under my father's name that is already insured under the dealer insurance, do I need to be personally added? Is the vehicle being under the plan enough if I have their permission to drive it? If I can't be added, does that mean that I just can't drive because I would have to start my own extremely expensive plan at 17 years old?

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you go to AttorneyPages.com and retain an attorney to represent you.