If I am responsible for an auto accident and am sued by the other driver, can they access my IRA and pension?

Question Details: My husband and I are retired senior citizens. Almost all of our assets are tied up in my IRA's and a life insurance policy. He collects a monthly pension which covers our living expenses. I work part-time flexible hours helping the elderly in their own homes for a modest hourly rate. We live in an apartment in our son's home. Aside from a 17 year old car and the IRA's, we have no other assets. If I should have an auto accident and it is determined it is my fault, can the other driver successfully sue me if he/she has full tort? That is, can he/she touch my IRA's or insurance?

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