If I was in a car accident and the insurance company offered a rental but I'm 17 and not of age for one, can I be compensated in another way?

Question Details: I was in a car collision. My car is getting fixed, it took 3 days for the insurance company to admit guilt and an extra 5 possibles days for it to get fixed. Since I'm not 18 I can't take a rental car, however I'm still spending money on transportation because I can't use my car. Is there a way the insurance company can compensate me for this? Like take the car rental money instead of the car? I'm spending more than that anyways.

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