I only have liability insurance the other party is not trying to take full liability and are low balling me. Even though the police report states other party is at fault. What do I do?

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I only have liability insurance the other party is not trying to take full liability and are low balling me. Even though the police report states other party is at fault. What do I do?

What do I do

Asked on February 12, 2018 under Accident Law, Florida

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Your personal injury claim is separate from your property damage (cost of repairs to your vehicle) claim.
If you are dissatisfied with settlement offers from the at-fault party's insurance, your only recourse is to reject the settlement offers and sue the at-fault party for negligence.


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